Our thought leadership and innovative capabilities enable strategies to effectively manage total program cost and value.
As the cost of healthcare continues to rise, we take a consultative approach with clients to implement and actively manage employer sponsored benefits programs. Cost containment is a key objective across all program strategies to insure the financial integrity of the organization. There is no one size fits all in today’s market. Each organization has unique challenges that require a customized approach to combat rising cost and optimize value.
We design, implement, and manage benefits programs for companies of all sizes, using the most appropriate funding techniques and product strategies.
- Fully insured plans
- Self funded plans
- Level funded plans
- Consumer Driven Health Plans
- Public and Private Exchanges
We leverage data analytics to assess where, how, and to what end your healthcare dollars are being spent. These insights inform key decisions and interventions to drive positive utilization trends and desired outcomes. Real time information is key to understanding and managing the cost and utilization of health plans.
“Seven years ago, my organization sought out a new broker because of the seemingly endless issues we were having. We chose Creative Benefits and they have […]
“We have worked hand in hand with Creative Benefits, Inc. for over seven years. As our broker, they have done an outstanding job of shopping for […]
“From the outset of our business relationship, we have received exceptional services from your company. Specifically, you have kept our health insurance premiums constant and even […]
“I have trusted and relied on Creative Benefits to provide our company with excellent service for the past three years. They have formed a partnership with […]
“… Creative Benefits,Inc. has provided my company support, insight and education as we wade through the constantly changing health care industry. I consider Creative Benefits an […]
“My experience with Creative Benefits has been nothing short of exceptional right from the initial meeting to the inception of our coverage…Their service has allowed us […]
“…your commitment to client service is greatly appreciated, particularly each year when you come to our offices and fully explain our health insurance policies to our […]
“Creative Benefits has surpassed all brokers we have used in the past. Their “one to one” approach leaves you with a sense of security that whatever […]
“On behalf of our team, please let this letter serve as an endorsement of Creative Benefits Inc., who has worked in partnership with our human resources […]
“My experience with Creative Benefits has been a godsend. Since I was new to the position of Insurance coverage for my Company I faced numerous challenges. […]
“CBI’s team of experienced and knowledgeable professionals met with myself and our HR Administrator one on one to provide an overview of the many components of […]