Mitigating compliance risk is critical to avoid costly penalties and other corrective actions.
Our team of experts and industry partners distribute timely communications and toolkits to inform and provide the framework for clients to maintain compliance with federal benefits laws, rules and regulations. As the regulatory environment continues to change, clients can rely on us as a constant to guide them in making informed decisions and mitigating risk of penalties and costly corrective actions.
- ERISA Compliance: Reporting and Disclosure Rules
- The DOL’s Reporting and Disclosure Guide for Employee Benefit Plans.
- Form 5500 Series website, which includes links to the Form 5500 and instructions.
- Fact sheet on the Delinquent Filer Voluntary Correction Program
- COBRA Continuation Coverage
- The Department of Labor’s (DOL) COBRA continuation coverage Web page.
- An Employer’s Guide to Group Health Continuation Coverage Under COBRA – DOL resource
- The DOL’s model COBRA forms – Model General Notice and Model Election Notice
- 2017 Open Enrollment Checklist
- Compliance bulletins and guides
- COBRA, FMLA, health care reform, HIPAA, HIPAA Privacy, Medicare Part D and Section 125 questions
“My experience with Creative Benefits has been nothing short of exceptional right from the initial meeting to the inception of our coverage…Their service has allowed us to provide our employees with excellent coverage while keeping us within our budget… and their staff is always there when we need them…”
“My experience with Creative Benefits has been a godsend. Since I was new to the position of Insurance coverage for my Company I faced numerous challenges. The staff at Creative Benefits has always gone above and beyond the call of duty to help me with my needs. They are the best.”
“On behalf of our team, please let this letter serve as an endorsement of Creative Benefits Inc., who has worked in partnership with our human resources and leadership teams, for over twenty years, as our Employee Benefits Broker and Administrators. The Creative Benefits team, continues to support us in strategic decision making and provides ongoing […]
“From the outset of our business relationship, we have received exceptional services from your company. Specifically, you have kept our health insurance premiums constant and even reduced cost when premiums were increasing 10% to 25% per year, saving our firm thousands of dollars…”
“… Creative Benefits,Inc. has provided my company support, insight and education as we wade through the constantly changing health care industry. I consider Creative Benefits an extension of my own business with employees and teammates I would not trade for the world.”
“We have worked hand in hand with Creative Benefits, Inc. for over seven years. As our broker, they have done an outstanding job of shopping for the best benefit coverage to suit our needs. Their team is top notch and we have yet to encounter a problem they haven’t been able to resolve in a […]
“I have trusted and relied on Creative Benefits to provide our company with excellent service for the past three years. They have formed a partnership with our HR department and consistently meet or exceed our expectations.”
“Seven years ago, my organization sought out a new broker because of the seemingly endless issues we were having. We chose Creative Benefits and they have exceeded our expectations in every way. They not only remove the headaches that come with everyday benefit management from enrollments and COBRA administration, but they have saved our organization […]
“…your commitment to client service is greatly appreciated, particularly each year when you come to our offices and fully explain our health insurance policies to our staff. At any time when one of our attorneys or staff members have had questions regarding our health insurance plan, Creative Benefits would promptly and thoroughly answer any and […]
“CBI’s team of experienced and knowledgeable professionals met with myself and our HR Administrator one on one to provide an overview of the many components of health care reform. More importantly, they provided specific information on how it applied to our business and what we needed to be doing to be as prepared as possible. […]
“Creative Benefits has surpassed all brokers we have used in the past. Their “one to one” approach leaves you with a sense of security that whatever your issues are, they will be certain to do everything within their means and beyond to satisfy you as a client.”