Current Events

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We take the time to give back with CBI Cares!

Contributing to causes that strengthen our community and make the world a better place is very rewarding for Creative Benefits’ employees. We are celebrating the achievement of our first quarter 2017 community outreach and support goals. Our core value, ‘People First‘, is demonstrated by the actions of our Creative Crew at several non-profit organizations who…

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The Pulse Newsletter – Spring 2017

Benefits and wellness news to inform, empower and inspire… Creative Benefits, Inc. publishes The Pulse quarterly for the benefit of employees covered by health insurance through their employers. Our hope is that we make health insurance easier to understand so that employees can make the most of their health insurance investment, while offering healthy tips to improve…

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benchmark-seo

The Importance of Benchmarking

How Does Your Business Measure up? An attractive benefits program is vital for your recruiting and retention efforts, but it is also a significant expense. To ensure you are providing a package that is both competitive and economical, you need to know how your offerings compare to those of other employers in your industry. Benchmark…

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HHS

Market Stabilization Final Rule Issued

On April 14, 2017, the Department of Health and Human Services issued a market stabilization final rule under the ACA. The final rule includes new reforms intended to help lower premiums, stabilize the individual and small group health insurance markets and increase choices for the 2018 plan year. Specifically, the rule includes a variety of…

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Labor Regulation

Department of Labor audits on the rise!

Is your organization prepared for a Department of Labor (DOL) audit. In 2016, nearly 7 out of 10 investigations resulted in penalties or required other corrective action.  Determine your audit readiness using our DOL Audit Scorecard. For additional assistance, including our guide to preparing for a DOL audit, reach out to a member of our team.

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total spectrum

Our Spectrum of Solutions

We understand the challenges today’s employers face and know you’re asked to take on more than ever. Expect more from a broker- expect our full spectrum of solutions. From compliance to communication, we’ve got you covered! The Creative Approach

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Frustrated sick girl with cup

The Pulse Newsletter – Winter 2017

Benefits and wellness news to inform, empower and inspire… Creative Benefits, Inc. publishes The Pulse quarterly for the benefit of employees covered by health insurance through their employers. Our hope is that we make health insurance easier to understand so that employees can make the most of their health insurance investment, while offering healthy tips…

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Labor Regulation

Suspension of DOL’s new Overtime Rules

Just before the Thanksgiving holiday, a Federal Judge in Texas granted a preliminary injunction, suspending the implementation of the new overtime rules for now.  The implications of this ruling are in favor of the employer as no immediate action is required today.  Looking ahead, employers should plan to examine the “why, how & when” to…

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IRS EXTENDS FILING DEADLINES FOR 2016 FILING While most transition relief for ACA compliance has expired, the IRS has granted employers additional time to file 1095-Cs and 1094-Cs.  As you recall, the IRS extended deadlines last year for the 2015 filings, but the 2016 filing dates are different.  The extended dates are: 1095-Cs provided to…

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Presidential Election 2016

The Presidential Election and the Affordable Care Act

Interesting times…. The Affordable Care Act (“ACA”) and its volumes of regulations have been the law of the land since 2010. Implementation was sometimes messy (the exchange websites), confusing (1095-C coding), and unreliable (late December extensions of filing deadlines). However, it is the law, and employers have spent billions of dollars to comply. While our clients continue to…

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“… Creative Benefits,Inc. has provided my company support, insight and education as we wade through the constantly changing health care industry. I consider Creative Benefits an extension of my own business with employees and teammates I would not trade for the world.”

Human Resources Manager
Electrical Inspection Industry