Health Care Reform

90-Day Waiting Period

Handling Employees in a Waiting Period When the 2014 Plan Year Begins

The Affordable Care Act’s (ACA) 90-day waiting period limit rule begins with the group plan renewal in 2014.  The limit means 90 actual calendar days, not three months. Many plans currently have a “first of the month after 90 days” waiting period rule, but are changing their 2014 plans to have a “first of the month after 60 days” rule to comply with the ACA. Some plans impose longer waiting periods, such as six months.  These plans will need to change their waiting periods to be no longer than 90 calendar days.

Read more: 90-Day Waiting Period Limit

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