Market Stabilization Final Rule Issued

On April 14, 2017, the Department of Health and Human Services issued a market stabilization final rule under the ACA. The final rule includes new reforms intended to help lower premiums, stabilize the individual and small group health insurance markets and increase choices for the 2018 plan year. Specifically, the rule includes a variety of policy and operational changes to existing standards to stabilize the Exchanges, including changes to the annual open enrollment period and special enrollment periods.

Key Points

  • The market stabilization final rule includes new reforms intended to stabilize the individual and small group health insurance markets for the 2018 plan year.
  • The rule makes changes to existing standards that aim to stabilize the Exchanges.
  • The rule does not directly impact large group market plans.
  • The changes made under the final rule are effective for the 2018 plan year.

If you have additional questions regarding this compliance alert, please reach out to our consulting team at: benefits@creativebenefitsinc.com.