Health and Welfare Brokerage

As independent consultants, we have no contractual obligations to any individual insurer.

Group Insurance Products

  • Medical
  • Prescription
  • Dental
  • Visions
  • Short & Long Term Disability
  • Life
  • Accidental Death &¬†Dismemberment
  • Supplemental Life
  • Volunyary Benefits
  • Flexible Spending Accounts¬†(FSA)
  • Section 125 Plans
  • Long Term Care

Individual Insurance Products

  • Disability
  • Disability Buy – Sell
  • Disability Business Overhead
  • Key Person Disability
  • Life Insurance
  • Long Term Care
  • Medicare

* Our brokers are licensed in all states, with all major carrier and certified with the Exchanges.


“I have trusted and relied on Creative Benefits to provide our company with excellent service for the past three years. They have formed a partnership with our HR department and consistently meet or exceed our expectations.”

HR Director
International Mailing Industry