Health and Welfare Brokerage

As independent consultants, we have no contractual obligations to any individual insurer.

Group Insurance Products

  • Medical
  • Prescription
  • Dental
  • Visions
  • Short & Long Term Disability
  • Life
  • Accidental Death & Dismemberment
  • Supplemental Life
  • Volunyary Benefits
  • Flexible Spending Accounts (FSA)
  • Section 125 Plans
  • Long Term Care

Individual Insurance Products

  • Disability
  • Disability Buy – Sell
  • Disability Business Overhead
  • Key Person Disability
  • Life Insurance
  • Long Term Care
  • Medicare

* Our brokers are licensed in all states, with all major carrier and certified with the Exchanges.


“My experience with Creative Benefits has been a godsend. Since I was new to the position of Insurance coverage for my Company I faced numerous challenges. The staff at Creative Benefits has always gone above and beyond the call of duty to help me with my needs. They are the best.”

Human Resources Manager
Precious Metal Industry