Flu Prevention

The feature article in this months newsletter is about flu prevention.  Please share this information with your employees via mail, e-mail or post it in a common area. We create this newsletter for you.  It gives you the opportunity to focus on the well-being of your employees. Have a very …

Thanksgiving Giving Project

Our Thanksgiving Giving Project this year is helping to feed the Hungry at Our Mother of Sorrows Church in West Philadelphia. Nancy Roche SSJ is the Parish Social Minister and she is dedicated to feeding the poor. She says “It is a privilege to be the upfront person, to be the …

Congratulations Are In Order!

Congratulations to our fearless compliance leader, Robin Norgaard, on the successful completion and certification in the requisite course of study ~ the Healthcare Reform Center & Policy Institute. Certificate: Healthcare Reform Specialist

Our Wellness Team in New Orleans!

Last week our Wellness Team participated in a Health and Wellness Fair for one of our international construction clients. The two-day fair was held at a work-site at the University Medical Center in New Orleans. Over 78 employees participated in full biometric screenings and over 670 construction workers participated in blood pressure …

Have You Scheduled Your Child’s Flu Shot?

The Centers for Disease Control and Prevention recommends that children 6 months and older receive an annual flu vaccine. Children with chronic conditions like asthma and heart disease should also be vaccinated. The American Academy of Pediatrics recommends that children be vaccinated as soon as possible. If you have questions …

What is the Individual Mandate? How Does It Affect My Employees?

The Affordable Care Act (ACA) requires most Americans to have adequate health insurance beginning on January 1, 2014.  Those who do not get an “exemption” will pay a penalty for months during the year when they have no health insurance.  This “individual mandate” continues to be the subject of much …

The Great American Smokeout

Tobacco use remains the single largest preventable cause of disease and premature death in the USA. By quitting, even for one day, smokers will be taking an important step to a healthier life. Quitting smoking lowers the risk of diabetes, lets blood vessels work better, and helps the heart and …

Our People Making a Difference

Sandy Haas and her husband led a team of 13 people from their church, to assist local churches in South Africa in Orphan Care. The AIDS epidemic is ravaging sub Sahara Africa and the number of resulting orphans is staggering. Sandy and her team worked at the schools, the homes and …

Affordable Care Act Reporting Requirements IRS Sections 6055 and 6056

The following is a brief summary of the guidance to date on new employer reporting requirements known as section 6055 and section 6056 reporting.  Because the rules are subject to change until the government issues “final” guidance, Creative Benefits offers this summary now and will issue a detailed Alert once …

Tax Credit for Small Businesses Providing Health Insurance

The Affordable Care Act established a tax credit to encourage small business owners to offer their employees health insurance. This summary is designed to give a brief overview of the credit and how it is calculated for 2014 and beyond.  Creative Benefits can help our small business clients determine if …

Breast Cancer Awareness

Knowing the facts about breast cancer is the first step towards prevention and early detection. Discover the facts about the second leading cause of death among women and to reduce your risk. Also in this issue: The End of Bullying begins with Me Down Syndrome Awareness Educate before you Medicate Read more: October …

Determining Large Employer Status for 2015

Do you know for sure whether your company is considered an “applicable large employer” (large employer) according to the Affordable Care Act (that is, a company employing 50 or more full-time or full-time equivalent employees)? Some companies clearly are large employers; however, for companies that are on the cusp of …

90-Day Waiting Period

Handling Employees in a Waiting Period When the 2014 Plan Year Begins The Affordable Care Act’s (ACA) 90-day waiting period limit rule begins with the group plan renewal in 2014.  The limit means 90 actual calendar days, not three months. Many plans currently have a “first of the month after 90 …