Small Group Expansion Repealed

President Obama has just signed a bill that passed with strong bipartisan support that repeals a provision of the Affordable Care Act. The bill repeals a measure that would require employers with 51-100 employees to be designated as small employers in 2016. Economists and business and trade associations raised concerns …

Trust Our ESR Team to Help

Maybe it’s time to change your HR strategy… we can help! At Creative Benefits, our Employee Service Representative (ESR) Team is available Monday – Friday with extended business hours! There is NO automated phone system here… each call gets answered by a live team member ready and willing to help. …

How to Minimize FMLA Abuse: ‘Trust, but Verify’

Approving and administering FMLA leaves is tricky business. On one hand, you want to do right by employees by allowing them the time they need (and are legally allowed) to recover from an illness or injury, and to help a family member do the same. On the other hand, you …

Being a Savvy Telemedicine Consumer, Living Well and Monthly Medicine

Featured in this newsletter is information about being a savvy consumer (telemedicine), living well and monthly medicine. Please share this with friends and family. Creative Benefits, Inc. brings you the second edition of the new and improved Wellness Newsletter, the Summer 2015 Employee Newsletter.  It continues to include wellness information …

What Is a Level-Funded Health Plan and Could It Save My Company Money?

By: Carolyn McLaughlin-Smith It’s been a rough couple of years for employers, at least when it comes to healthcare. Regardless of anyone’s opinion of the long-term implications of the Affordable Care Act, all can agree that its implementation has been confusing for many employers and a challenge for HR professionals …

Are Your Company’s FMLA Policies Putting It at Risk?

Is there anything more frustrating than knowing what needs to be done, but forgetting to do it? There’s standing in line for an hour at the DMV, and then realizing you forgot your identification. Then there’s waiting on hold with the help desk, before realizing you don’t have your ticket …

Is a Gap Plan a Good Option for Your Company and Employees?

Gap plans are tantalizingly named. In a time when healthcare costs always seem to be rising, and revenues can’t quite keep up, many employers find it challenging to offer high-quality healthcare coverage that they and their employees can afford. Deductibles and out of pocket expenses are going up every year, …

How Should Companies Send FMLA Correspondence to Employees?

The challenge of sending Family and Medical Leave Act (FMLA) correspondence to employees is truly a case of being squeezed at both ends. A human resource manager not only has to stay on top of all of the documentation associated with FMLA, but must also ensure that the documentation is …