Benefits and wellness news to inform, empower and inspire… Creative Benefits, Inc. publishes The Pulse quarterly for the benefit of employees covered by health insurance through their employers. Our hope is that we make health insurance easier to understand so that employees can make the most of their health insurance …
Employers may feel relieved when insurance renewals are over, but the fact is their job is only half done. The next step en route to the finish line is Open Enrollment. During Open Enrollment, employees learn about benefits, select coverage, fill out enrollment forms and receive identification cards. It takes …
By: Ed Hourigan Most employees don’t think about Medicare until they need it. Year after year, they enroll in employer provided health benefits. For some, it is almost automatic. Then, when they approach Medicare age, they realize things are changing. Suddenly they need to figure out what to do. When …
Below is a link to Creative Benefits’ September Health Care Reform Update, a periodic publication about various health care reform topics. This edition focuses on upcoming election and the impact each candidate will have the health care reform landscape, including Donald Trump, Hillary Clinton and Speaker of the House, Paul …
It’s that time of year again. Temperatures are falling, days are getting shorter, and at Creative Benefits, we have insurance renewals and open enrollment on our minds. Most companies schedule health insurance renewals and open enrollment in December and January so the time to start thinking about these things is …
By: Macee Keelan Most employers have two overall goals when shopping for benefits. First, they want an appropriate level of coverage to protect employees. Second, they need coverage that they and their employees can afford. When healthcare costs are continually rising, achieving this balance is no easy feat. In response …
By: Macee Keelan These past few weeks, we’ve been getting phone calls from clients who are receiving Marketplace letters. These are letters from the government that notify employers that they have not complied with the Employer Mandate. Typical violations are that the health insurance coverage offered to an employee was …
At Creative Benefits, Inc., we have always believed in the importance of giving back to organizations that strengthen our community and make the world a better place. Over the years we’ve supported many charitable organizations. In January of 2016, we decided to expand our philanthropic efforts by creating CBI Cares, …
Benefits and wellness news to inform, empower and inspire… Creative Benefits, Inc. publishes The Pulse quarterly for the benefit of employees covered by health insurance through their employers. Our hope is that we make health insurance easier to understand so that employees can make the most of their health insurance …
Working in the benefits world, we understand the sense of pride employers feel in being able to offer a strong benefits program to their employees. With benefit premiums constantly climbing and budgets tight, many scramble to find benefits that add value but don’t break the bank. For some employers, Commuter …
Below is a link to Creative Benefits’ Summer Health Care Reform Update, a periodic publication about various health care reform topics. This edition focuses on important dates to note as we move through the summer into the fall. There is also a reminder to not let PCORI fees sneak up …
The Family Medical Leave Act (FMLA) is a reasonable and compassionate solution to the reality that sometimes, employees need time off from work to deal with important personal matters like illness, childbirth, or adoption. There are many intricacies to effectively managing FMLA, but one form of leave that is challenging …
For most of us, seeing the doctor means making an appointment, trekking to the doctor’s office and having a face-to-face meeting. With its increasing accessibility and popularity, however, many consumers are turning to telemedicine as an alternative to a traditional doctor’s office visit. At Creative Benefits, we have observed a …
Under the Affordable Care Act, medical plans are required to pay a fee to the Patient-Centered Outcomes Research Institute (PCORI). This non-profit organization evaluates various aspects of medical treatments and patient outcomes. Whether this research improves patient well being is one thing; that PCORI fees impact plan sponsors’ bottom lines …
Below is a link to Creative Benefits’ May Health Care Reform Update, a periodic publication about various health care reform topics. This edition focuses on everything you need to know about 1094-C Transmittal Forms and e-Filing. There is a detailed how-to guide on filling out and submitting these forms to …
