Lowering Out-O-Pocket Healthcare Costs

Spending FSA Money on Summer Fun

For most, Memorial Day is the unofficial start of summer. This weekend numerous families will flock to the beach, go camping, or grill in the backyard. Outdoor activities will become much more common and popular as the weather warms. If you are planning to spend time outdoors, you need to prepare.

For those who are enrolled in a Flexible Spending Account (FSA), summer is the perfect time to use your FSA funds on products that protect you while you’re outdoors. For example, sunscreen is considered an eligible purchase when using your FSA.  When purchasing sunscreen, it’s important to do your research and choose one with the correct protectants based on your planned activities.

  • Beachgoers need a high-SPF chemical block with avobenzone, which is the only chemical that absorbs all the UVA spectrum.
  • Water-lovers should purchase water-resistant sunscreen if planning to spend the day in water. However, it is important to know that chlorine pools disintegrate the protective essential chemicals in water-resistant sunscreens, so be sure to reapply often.
  • For those looking to play outdoor sports, find a sunscreen that is water-resistant as sweat can remove the sunscreen. The sunscreen should cover a broad spectrum and contain avobenzone and oxybenzone.
  •  Commuters receive a decent dosage of sun exposure on their daily commute. The windows in a car and office can allow the skin to suffer damage when sunscreen is forgone. Consider using makeup and skincare products that contain SPF.

Sunscreen is a necessity for those spending any amount of time in the sun this season, but there are many more useful items you may purchase using your FSA! The FSA Store is your one-stop-shop when looking to spend down your FSA dollars.  The website features an array of eligible products that you can have delivered right to your door! For example:

  • Allergy relief
  • Bug bite treatment
  • First aid kits
  • Waterproof bandages
  • SPF lip balm
  • Sunburn relief
  • Poison ivy relief
  • Menstrual products

Enhance your summer by equipping you and your family with items to make the most of your time together. If you have any questions about your FSA, contact your dedicated Creative Benefits, Inc. team member.