History Nancy Wisner joined Creative Benefits, Inc. through a personal connection with the organization’s founder, Ruth Graham. Ruth recognized Nancy’s strengths and abilities and offered her a job opportunity at Creative Benefits. That opportunity became the foundation for a remarkable career. Today, with 37 years of dedicated service and counting, …
2025 Employee Benefits Plan End-of-Year ChecklistÂ
As the year winds down, employers must continue prioritizing employee benefits compliance and end-of-year benefits planning. The final months of the year are critical to confirm that all 2025 employee benefits requirements have been completed before year-end. There are numerous employer compliance requirements throughout the year, and taking time to review them …
Health Insurance Costs: Projected Increase to Be the Largest in 15 Years
Employers are bracing for 2026 health insurance cost increases projected to be the largest in 15 years. The surge in health benefit expenses could place financial pressure on organizations that aren’t actively planning cost-reduction strategies. Projections A new Mercer report projects that the total health benefit cost per employee will …



