Since birth, newborns start accruing costly health care expenses, which is why it’s imperative to have health care benefits. Having sound coverage allows the parent to maintain financial security and give the baby the proper care they require. The first 30 days after a baby’s birth are typically covered under …
The COVID-19 pandemic created a public health emergency (PHE) in 2020, leading Congress to pass the Families First Coronavirus Response Act (FFCRA). Due to the FFCRA, state Medicaid agencies were not able to redetermine Medicaid beneficiaries’ eligibility, which ensured individuals maintained their health coverage during the pandemic. Medicaid Redeterminations As …
The Centers for Medicare and Medicaid Services (CMS) recently released the maximum limits on cost-sharing for 2024, which will go into effect for plan years beginning on or after January 1, 2024. The maximum annual limitation on cost sharing in 2024 is: $9,450 for self-only coverage $18,900 for family coverage …
In order to make informed benefit decisions, you need to understand each of your options. Some plans will require referrals, a primary care physician (PCP), or include a specific network of providers. Understanding what a plan offers will allow you to use your benefit to its fullest capacity. Health …
The COVID-19 vaccine toolkit, issued by the Centers for Medicare & Medicaid Services, has been updated and now includes a list of vaccines and boosters that are required to be covered without cost-sharing. This chronological list contains COVID-19 vaccines and boosters approved and authorized by the Food and Drug Administration …
Additional insurance laws in effect in 2022 will protect Californians’ safety and health. Insurance Commissioner Ricardo Lara sponsored the new laws and said, “My Department of Insurance is using every tool at our disposal to protect consumers including expanding and enforcing insurance laws as well as working with the Legislature …
