In May 2026, the IRS released Revenue Procedure 2026-24 announcing the 2027 health savings account (HSA) and high-deductible health plan (HDHP) limits. The IRS adjusts these limits annually for inflation and are released by June 1st. These limits include: Maximum HSA contribution limits Minimum HDHP deductible amounts Maximum HDHP out-of-pocket …
HDHPs and HSAs are for More Than Just Young, Healthy Adults
High-Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) are typically great options for healthy, single adults looking to save money. However, this option can also be useful for those who can afford to pay medical bills up to their out-of-pocket maximum (OOPM) and can contribute the maximum amount to their HSAs annually.   Example  For example, the Smiths are a highly …
HSA Spending and Withdrawal Rules
A health savings account (HSA) is used to assist the account holder in saving money to be spent on eligible medical expenses. To be eligible for an HSA, an employee must be enrolled in a high-deductible health plan (HDHP) with a minimum deductible amount of $1,400 for an individual and …



