Group Disability Insurance offers significant advantages for both employees and employers. Employees gain peace of mind knowing income replacement benefits are available if they become unable to work due to illness or injury. Simultaneously, employers benefit from insurer-provided resources that help manage productivity losses, employee recovery, and develop effective return-to-work strategies. Employer-Sponsored Disability For most employees, a lengthy period of disability can be financially devastating. Employers can help …
What is Short- and Long-term Disability Insurance?
A medical condition that reduces an employee’s ability to perform their work duties, usually due to an illness or injury, is considered a disability. Statistically, one in three employees will miss more than one month of pay as a result of an injury or illness. Without disability coverage, employees stand …
Customizing Disability & Life Insurance Plans: Higher Value for Better Outcomes
On the surface, disability and life insurance policies may seem more or less interchangeable, but a savvy benefits administrator knows how to adjust these products to make them better. When customized appropriately, disability and life insurance products are anything but cookie-cutter. Designing insurance policies can be compared to choosing options …


