A letter was released on July 20, 2023, from the Departments of Labor, Health, and Human Services and the Treasury (Departments). This letter asks employers who sponsor group health plans to extend their HIPAA special enrollment period beyond the typical 60 days for individuals losing Medicaid or Children’s Health Insurance …
Options After Losing Medicaid Coverage
The COVID-19 pandemic created a public health emergency (PHE) in 2020, leading Congress to pass the Families First Coronavirus Response Act (FFCRA). Due to the FFCRA, state Medicaid agencies were not able to redetermine Medicaid beneficiaries’ eligibility, which ensured individuals maintained their health coverage during the pandemic. Medicaid Redeterminations As …
Expected Increase in HIPAA Special Enrollment Requests
On April 1, 2023, states that maintained continuous Medicaid enrollment during the COVID-19 pandemic could start terminating coverage for ineligible individuals. While some of these individuals will enroll in subsidized coverage through the Exchange, federal regulators expect around 5 million people will seek employer-sponsored health coverage. Therefore, employers can expect …